Making Financial Solutions Simple: See Why Members Choose Us First for Their Lending Needs! When it’s time to purchase, refinance or sell a home, let your experienced “Lending Partner for Life, take the stress out of the process! Our great rates ensure that members get the most home or car possible, while our lending expertise will put you at ease. That’s something we challenge the big banks to try and match!
First Time Home Buyer Program – Designed to help new buyers purchasing their first home and more, including: Lower monthly payments…no costly private mortgage insurance required. Money-saving competitive rates! Get into your first home for less money! Mortgages With mortgage rates on the rise, now might be an ideal time to refinance or get cash out of your home. First Financial offers a full menu of member-friendly mortgage products, including our Zero-Point Mortgage, fixed-rate mortgages and more.
Zero Point Option - Save money on your mortgage! Competitive Rates! Save Money on Closing Costs! Available on a Purchase or Refinance! Use the extra money for debt consolidation or home improvements! Zero Point Option only available on FFCU in-house processing. All other applicable loan level pricing applies. Not available on First Time Home Buyer Program. Other restrictions may apply.
Fixed-Rate Home Loans Lock in a great rate on your home! Financing for non-owner occupied homes, too! Several loan terms are available. Mortgage Glossary and Frequently Asked Mortgage Questions. Click here for more information Loan Calculators Click here to calculate your loan payment.

FREE Home-Buying Service! Receive a 25% CASH REBATE!

Our Home-Buying service provides you with professional real estate services and access to a 25% CASH REBATE! It’s a terrific opportunity to save yourself thousands of dollars for the items you’ll need for your new home! You’ll receive your 25% cash rebate on your real estate agent’s commission following the close of escrow. Talk to us before you get an agent, as we can help you with that too!

You won’t find this unbeatable service at a bank!

Examples of Cash Rebate

Home Purchase Price	Cash Rebate^**
$350,000	$2,625
$500,000	$3,750
$750,000	$5,625

**Examples are based on the participating agent receiving a commission of 3% of the sales price. Home- Buying Service is provided by a third-party provider. 25% cash rebate is from the real estate agent’s commission, following the close of escrow. Terms subject to change.

All loans are subject to credit approval and all First Financial policies and procedures. Loan rates are based on credit history, collateral criteria and term of loan, and are subject to change without notice. Other restrictions may apply.

Application Information
Please click here for our online Loan Application