Consumer Loans -
| Loan
Type |
APR |
Product
Information |
| New
Auto Loans |
As
low as
5.24%* |
Up
to 125% financing, including tax & license, with terms
up to 84 months. |
| Used
Auto Loans |
As
low as
5.74%** |
Up
to 125% financing, including tax & license, with terms
up to 84 months. (Total financing based on year of vehicle.) |
| Unsecured
Loans |
As
low as
13.25%*** |
Unsecured,
variable rate loan. |
|
Credit
Card |
As
low as
9.90%****
|
Benefit from one of the lowest interest rates around. Click here for more information. |
Mortgages and Home
Equity
Home Equity Lines of Credit are not being offered until 2010. Please look for updates beginning January 2010.
| Loan
Type |
APR |
Product
Information |
| First
Trust Deed Loans |
Rates
vary by product |
Variable Rate &
Fixed Rate. Many different products to choose from. |
Loan rates as of February 1, 2010
*5.24% APR is for 48 months (4 years) on new
autos. Representative example: A $20,000 new auto loan at a fixed rate
of 5.24% APR for 48 months would require 48 monthly payments of
$464.79. The rate reflects a 1.00% discount payment through automatic transfer from a FFCU checking account. Other terms and conditions subject to change without notice. Restrictions apply.
**5.74% APR is for 48 months (4 years) on used autos. Representative example:
A $20,000 used auto loan at a fixed rate of 5.74% APR for 48 months would
require 48 monthly payments of $469.56. The rate reflects a 1.00% discount payment through automatic transfer from a FFCU checking account. Other terms and conditions subject to change without notice. Restrictions apply.
***Representative example: A $5,000 unsecured loan at a rate of 13.25% for 44 months would require 44 monthly payments of $145.67. Rate subject to increase after consummation and may vary on a quarterly basis.
****The rate you will receive depends on your credit history. Please refer to the Credit Card Agreement for complete details.
For a full disclosure of lending terms and conditions, please e-mail us or call (800) 537-8491 to request a copy of our brochure.
Rates based on credit history, collateral criteria, term of loan,
and other criteria. Loans subject to all Credit Union policies and
procedures. All loans and lines of credit require a separate application
and credit approval. Rates, terms, and conditions are subject to
change. Other restrictions may apply.
APR = Annual Percentage Rate
|
