Consumer Loans -
| Loan
Type |
APR |
Product
Information |
| New
Auto Loans |
As
low as 5.24%* |
Up
to 100% financing, including tax & license, with terms
up to 84 months. |
| Used
Auto Loans |
As
low as 5.74%** |
Up
to 100% financing, including tax & license, with terms
up to 84 months. (Total financing based on year of vehicle.) |
| Unsecured
Loans |
As
low as 8.50%*** |
Unsecured,
variable rate loan. |
|
Credit
Card |
As
low as
8.75%****
|
Benefits from one of the lowest interest rates around. |
| Computer
Loans |
Please
call for current rate. |
100%
of purchase price or $5,000, whichever is less. |
Mortgages and Home
Equity
| Loan
Type |
APR |
Product
Information |
| First
Trust Deed Loans |
Rates
vary by product |
Variable Rate &
Fixed Rate. Many different products to choose from. |
| Home
Equity Lines of Credit |
As
low as Prime Minus 1.00%.† As low as 4.00% APR.† |
Up to $250,000;
convenience checks available for easy access to your credit
line. |
Loan rates as of July 1st, 2008
*5.24% APR is for 48 months (4 years) on new
autos. Representative example: A $20,000 auto loan at a fixed rate
of 5.24% APR for 48 months would require 48 monthly payments of
$464.79. The rate reflects a 1.00% discount payment through automatic transfer from a FFCU checking account. Other terms and conditions subject to change without notice. Restrictions apply.
**5.74% APR is for 48 months (4 years) on used autos. Representative example:
A $20,000 auto loan at a fixed rate of 5.74% APR for 48 months would
require 48 monthly payments of $469.56. The rate reflects a 1.00% discount payment through automatic transfer from a FFCU checking account. Other terms and conditions subject to change without notice. Restrictions apply.
***Representative example: A $5,000 unsecured loan at a rate of
8.50% for 44 months would require 44 monthly payments of $133.58.
Rate subject to increase after consummation and may vary on a quarterly
basis.
****The rate you will receive depends on your credit history. Please refer to the Credit Card Agreement for complete details.
†APR ranges from 4.00% - 11.00%, based on your credit history.
Your APR may vary. The maximum APR is 18.00%. Minimum APR is 3.00%.
There is no annual fee, although a $75 non-usage fee may be applied
annually. Subject to applicable law, there is a $250 cancellation
fee if the line is closed (or cancelled) within the first 36 months.
You must carry adequate and acceptable property insurance on the
secured property.
For a full disclosure of lending terms and conditions, please e-mail us or call (800) 537-8491 to request a copy of our brochure.
Rates based on credit history, collateral criteria, term of loan,
and other criteria. Loans subject to all Credit Union policies and
procedures. All loans and lines of credit require a separate application
and credit approval. Rates, terms, and conditions are subject to
change. Other restrictions may apply.
APR = Annual Percentage Rate
|
