New Teacher Package1 includes:


1Free Checks for Life applies to First Financial Credit Union (FFCU) image checks
2Includes access to no-surcharge CO-OP ATMs and Shared Branches
  • $5,000 credit line
  • 9.90% APR, fixed for life
  • No annual fee
  • No balance transfer fee
  • Skip payments in August & September1
  • And More!

APR = Annual Percentage Rate

Summer Skips program is offered in the months of August and September to First Financial Credit Union (FFCU) Platinum Visa Credit Card holders who have been in good standing; other restrictions may apply. No late fees or penalty APR will apply. However, finance charges will continue to accrue on the unpaid balance. If you elect to “skip” your August and September payments and make only your minimum payments in the future, it will take longer to pay off the unpaid balance and the total finance charges you will pay will be higher than if you make your August and September payments as regularly scheduled. Call for complete details.
  • $35,000 limit (new or pre-owned)
  • 2.99% APR​1
  • 60-month financing
  • Skip payments in August and September2
  • Use our PALM Auto Buying Service to save money on your purchase
  • And more!
APR=Annual Percentage Rate.

2.99% APR is for new and used auto loans up to 60 months. The rate reflects a 1.50% APR discount for automatic monthly payments that must be transferred from a FFCU checking account. Pre-approved auto loan offer expires within 90 days of membership open date. Interest rate may not be below 2.99% APR inclusive of all discounts. Representative Example: 60 monthly payments of $17.97 per $1,000 borrowed at 2.99% APR for a $35,000 new or used auto loan.
​​2Requires application and Loan Department approval, and is not available on loans secured by real estate.
Must meet First Financial Credit Union (FFCU) eligibility requirements to establish membership. All loans are subject to creditworthiness and to all First Financial policies and procedures. Loan rates are subject to change without notice. Other restrictions may apply. APR=Annual Percentage Rate.​1New teacher is defined as full-time classroom teacher with 3 years or less of teaching. In order to take advantage of the New Teacher Package, a checking account and a Visa must be established at account opening. In addition, all of the online banking services (including eStatements and Bill Pay) must be established at the same time. Call for complete details. Information correct as of July 2015.

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