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Summer Skips Allows You to Skip Your Payment(s)1

Take advantage of Summer Skips in time for all your Summer plans. You may skip payment(s) on the following loans:

  • Auto Loans
  • Personal Line(s) of Credit
  • Personal Loan(s)
Submit an application below and take advantage of Summer Skips, a member favorite!
If you're a Platinum Visa credit cardholder, an application is not needed. Qualifying members are automatically enrolled in Summer Skips for FREE!2 A notification will be sent to you in July regarding your Summer Skips.

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1Summer Skips require Lending Department approval and a signed Summer Skips Agreement from the borrower(s) and all co-borrowers, and are offered for the payment due in either the month of July & August or August & September to members who have been in good standing with the following: Auto Loan(s); Personal Line of Credit and/or Personal Loan(s). There is a $25 fee for each Summer Skip. No late fees (or penalty credit card APR) will apply. Interest and finance charges will continue to accrue on the unpaid balances. If you elect to “skip” your July & August or August & September payment(s) and make only your minimum payment(s) in the future, it will take longer to pay off the unpaid balance or there will be a balloon payment upon the maturity date and the total finance charges you will pay will be higher than if you make your July, August, and September payment(s) as regularly scheduled. Summer Skips is not available on loans secured by real estate. Other restrictions may apply.
2Summer Skips is automatically offered in the months of August and September to FFCU Platinum Visa Credit Card holders who have been in good standing at no extra charge; other restrictions may apply. No late fees or penalty APR will apply. However, finance charges will continue to accrue on the unpaid balance. If you elect to “skip” your August and September payments and make only your minimum payments in the future, it will take longer to pay off the unpaid balance and the total finance charges you will pay will be higher than if you make your August and September payments as regularly scheduled. Call for complete details.
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