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Protect Your First Financial Cards

Wire Transfer 

About Wire Transfers

Wire transfers allow you to quickly and securely send electronic payments between bank accounts. Funds can be sent to an individual or a business. This saves you the effort of handling cash or sending a check. Wire transfers are done within the US (domestic) or internationally.

Please note: We do not accept or send international wire transfers.


We charge a $10 fee for incoming wire transfers. Wire transfers can be sent your First Financial savings or checking account.

What you’ll need to provide the sender (person sending you a wire transfer):

 Your Name transferwire-01

 Your First Financial account number + two-digit suffix

 First Financial routing (ABA) number: 322277281

 First Financial address: PO Box 90, West Covina, CA 91793

We can help you at (800) 537-8491, at your local branch or via Online/Mobile Banking chat.

If your wire transfer request is received prior to or by 12:00 p.m. PT, expected processing time is on the same business day. Wire transfer requests received after 12:00 p.m. PT will be processed on the next business day.

We charge a $25 fee for outgoing domestic wire transfers.

What you’ll need:

Your Information

Payee Information

Person Receiving Funds

Transfer Information



Account number + two-digit suffix



    (if wire transfer is for over $3,000)

Receiving financial institution name and address 

Routing number (ABA) 

Account number 

 Intermediary Financial Institution
     (if applicable)
       Name and address
       Routing number (ABA)
       Account number



Transfer amount  

Additional wiring instructions (i.e. escrow #, property address, etc.) 

Use the example below to identify First Financial Routing Number and your Member number on your checks:



 This is the Routing & Transit number for all First Financial Credit Union member accounts.

 This is where your Checking account number appears, plus an additional 2-digit suffix.

 This is where you will find the 2-digit suffix for your Checking account.

Here are examples for First Financial account suffixes:

Account Type
Suffix Example
Stakeholder (Savings)
Convenience Checking

The above examples of our suffixes may appear differently on your account. Please refer to your statements or call us (800) 537-8491.

We can help at (800) 537-8491 or via Online/Mobile Banking chat.

If the wire transfer has not yet been processed (funds have not yet left your account): We can cancel your request if you contact us within our business hours, Monday – Saturday, 7 a.m. – 7 p.m.

If the wire transfer has already been processed (funds have left your account): We can submit a reversal request to the payee’s financial institution to attempt to retrieve the funds, although there are no guarantees on outcome. Depending on the financial institution, reversal requests can be subject to fees.

There is no set timeframe to receiving a response from the payee’s financial institution. We recommend contacting us five business days after a reversal request to check on the status.

Have Questions?
If you have any questions, please call us at (800) 537-8491, chat via Online/Mobile Banking, or visit your nearest branch.


Before You Send A Wire Transfer

While convenient, wire transfers are most of the time irreversible. Knowing this, scammers will use wire transfers as a way of stealing money from unsuspecting people. Don’t fall for it.

Before you send a wire transfer, make sure to verify the recipient. Check out the helpful resources from the Federal Trade Commission below.

What To Know Before You Wire Money