What Is Spoofing?
A caller deliberately falsifies the information transmitted to your caller ID display to disguise their identity. Scammers often use neighbor spoofing so it appears that an incoming call is coming from a local number, or spoof a number from a company or a government agency that you may already know and trust. If you answer, they use scam scripts to try to steal your money or valuable personal information, which can be used in fraudulent activity.
Important reminder: we will never ask you for this information. If you receive a call from someone at the credit union requesting your PIN number, security codes, passwords or non-public information, please contact the credit union immediately.
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by Seena Gressin
Attorney, Division of Consumer & Business Education, FTC
Have you gotten an alarming text message about your unemployment insurance benefits from what seems to be your state workforce agency? You’re not alone. Identity thieves are targeting millions of people nationwide with scam phishing texts aimed at stealing personal information, unemployment benefits, or both.
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After more than a year of pandemic-related devastating losses — including job losses – you may be one of millions looking to get back on your feet with a new job. This Financial Literacy Month, as always, the FTC wants to help keep you on track with ways to avoid job scams.
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February 1, 2021
The challenges that COVID-19 has brought include a higher risk of identity theft. In 2020, the FTC got about 1.4 million reports of identity theft, double the number from 2019. Repeatedly, identity thieves targeted government funds earmarked to help people hard hit financially by the pandemic. Join us for Identity Theft Awareness Week, February 1-5. Learn about protecting yourself from identity theft, and recovering if it happens to you
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Learn More About Fraud Prevention in the Digital Age
We've provided these helpful materials so you can identity warning signs and avoid the hassle and worry that comes with fraudulent activity on your account.
Updated September 20, 2017
Equifax Data Compromise Alert – What You Can Do
The recent Equifax Data Compromise is reported to have affected 143 million consumers. To find out more about the Equifax compromise and to find out if you were impacted, you can visit the Federal Trade Commission (FTC) site. Equifax also has a dedicated group to provide additional information on steps you can take to protect your personal information. Equifax recommends that consumers contact their dedicated call center toll-free at (866) 447-7559. The call center is open 7 days a week from 7:00 am – 1:00 am Eastern Time.
Get Your Free Credit Report
You can receive a free credit report once a year from each of the three major credit bureaus at annualcreditreport.com.
You Can Freeze Your Credit
If you are interested in initiating a credit freeze or credit alert, you can visit the Federal Trade Commission's (FTC) dedicated Credit Freeze FAQs. Fees may apply.
If you believe you've been a victim of fraud or identity theft, contact us immediately at (800) 537-8491.
The Internet Crime Complaint Center (IC3) continues to receive reports from individuals who have received extortion attempts via e-mail related to recent high-profile data thefts.... Click here to continue >>
Each year, criminal actors target US persons and visa holders for Stolen Identity Refund Fraud (SIRF)... Click here to continue >>
As previously reported by the media in and after July 2015, security researchers evaluating automotive cybersecurity were able to demonstrate remote exploits of motor vehicles... Click here to continue >>