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Rates as low as 6.24%​​ APR*
Zoom with an auto advisor

How our Auto-Buying Service Works

1Once your auto loan is approved, a dedicated PALM advisor will contact you within 24 hours

2PALM advisor will send you detailed pricing and options on your dream vehicle

3Once you’ve selected a vehicle, we will reach out to the dealer for availability, pricing and a test drive appointment will be scheduled

Discover the Auto Buying Experience from First Financial

Our Auto Buying Experience with PALM saves you time and money. Click on the video below to learn more! 

PALM Saves You Time and Money

Ready to take the hassle and the haggle out of buying a car? With First Financial's PALM Auto Buying Service, a personal expert will work with you to understand what you want in your next vehicle and then do all the research and negotiating from beginning to end. We're committed to saving you money on your next vehicle purchase.

  • Auto loan rates as low as 6.24%​​ APR1
  • Receive a 0.50% APR discount on your Auto loan rate when you use PALM2
  • We contact dealerships, negotiate prices and find your perfect vehicle
  • We'll schedule test-drive appointments convenient for you
  • We'll get the most value for your trade-in
  • Call (800) 537-8491 our experts or fill out the form

Vehicle Listings

Have Questions?
If you have any questions, please call us at (800) 537-8491, chat via Online/Mobile Banking, or visit your nearest branch.

All loans are subject to credit approval and all First Financial Credit Union policies and procedures. Loan rates are based on credit history, collateral criteria and term of loan. Other terms and conditions subject to change without notice. Other restrictions may apply. Call for complete details.

1APR = Annual Percentage Rate. 6.24%​​ APR is for new and used auto loans up to 60 months. Discounts require automatic payments from your FFCU checking account and qualifying products and/or services. Payment Example: 60 monthly payments of $19.45 per $1,000 borrowed at 6.24%​​ APR. Call for complete details.  
2Discount is only available on autos obtained through PALM and funded by FFCU. Interest rate may not be below 6.24%​​ inclusive of all discounts.

DISCLAIMER: The PALM Auto Buying Service (the “Service”) uses tools and information that may assist you in evaluating information and making decisions regarding vehicles available for purchase. First Financial strongly recommends that you use the Service as a guide to making your own decision about the purchase of any vehicles. First Financial makes no warranties of any kind, either expressed or implied, concerning the condition of nor the performance of any vehicle. You, as purchaser, shall be solely responsible for determining the adequacy of the vehicle you wish to purchase as well as for its mechanical condition and anticipated performance. You waive all claims against First Financial in this regard

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"Process was easy and was completed rapidly. VERY positive experience."
Cheryl D.
Member since 2003