First Financial Visa® Debit cards feature chip technology for added security.
Answers to questions about chip technology
Simple. Secure. Smart.
See below for more details.
Receive an enhanced level of security. When you use your card at a chip-activated terminal, the embedded chip creates a unique, one-time use code for each transaction to be authenticated so it’s virtually impossible to replicate in a counterfeit card.
Check out with ease. Simply insert your card in a chip-activated terminal, follow the prompts and remove your card when the transaction is complete.
Enjoy global acceptance. More places than ever now accept chip cards. Whether you check out using chip technology or swipe your card, you can pay with confidence worldwide.
Q: What is a chip card?
A: First Financial Visa Debit Cards now feature built-in chip technology. You’ll enjoy global acceptance plus an enhanced level of security.
Q: How does chip technology protect my information?
A: When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code helps reduce in-store fraud.
Q: Where can I use a chip card?
A: You can use your card at millions of places that accept Visa Debit Cards, at home and around the world.
Q: Can I still swipe my card to pay?
A: Yes. If a merchant is not yet chip-activated, you can continue to swipe your card and enter your PIN. Or select CREDIT and sign for your purchase, if necessary.
Q: Does my chip card work at the ATM?
A: Yes. You can still use your card to get cash, check your balance and more. Be sure to insert the chip end of your card into the ATM with the chip facing up. Your card will remain in the ATM until your transaction is complete.
Q: Will I have to pay any fees to use a chip card?
A: No. There are no additional fees to use a chip card.