Go Green and Save Green
If you're in the market to purchase a hybrid or electric vehicle (EV), we can help you with money-saving financing. Short on time? Let our free auto-buying department help locate your eco-friendly ride.
Check out the many reasons drivers are going green.
Refinancing your car loan from another lender with us may help you lower your interest rate, decrease your monthly payment or pay off your car loan sooner. On average, our members save $217 per month by refinancing their auto loan with us. That’s more than $2,600 per year in savings.
*On average member savings calculation was based on loan amount, rate and term on auto loans refinanced January through March 31, 2022. Your total savings will vary based on the rate and term of the loan. Please contact us to calculate your estimated savings.
Auto Loan Rates as low as 5.99%
Take advantage of our affordable auto loan rates, whether you’re seeking a new and pre-owned vehicle. Happy in your current ride? We can also help you refinance an auto loan from another lender to lower your monthly payment.
- Rates as low as 5.99% APR1
- Free auto-buying service that will save you money and time
- No payment for up to the first 90 days2
- Skip two payments in the summer3
- And more!
All loans are subject to credit approval and all First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on credit history, collateral criteria and term of loan. Other terms and conditions subject to change without notice. Restrictions apply.
1APR=Annual Percentage Rate. 5.99% APR is for new and used auto loans up to 60 months. Payment example: 60 monthly payments of $19.33 per $1,000 borrowed at 5.99% APR. In order to receive the rate, automatic payments from your First Financial checking account and 2 qualifying relationships are required. Rates subject to change based on market conditions and borrower eligibility. Other rates and terms available.
2Loan Department approval required; decision may be affected by your credit history and other criteria. Interest still accrues.
3Requires application and Loan Department approval, and is not available on loans secured by real estate. Call for complete details.
Ready to Buy Your First Car?
Our First-Time Auto Buyer Program is designed for the car buyer who has little to no credit.4 This loan comes with low rates, manageable terms and is an excellent way to establish a credit history.
- Repayment terms up to 60 months
- Loan amount up to $35,000
- No co-signer required5
All loans are subject to credit approval and all First Financial Credit Union policies and procedures. Loan rates are based on credit history, collateral criteria and term of loan. Other terms and conditions subject to change without notice. Restrictions apply.
4First-Time Auto Buyer Program is available to qualifying members, based on approved credit and other established requirements such as a verifiable employment record.
5A qualified co-signer on the loan could help reduce the rate and reduce or eliminate the minimum cash down requirement.