All loans are subject to credit approval and all First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on credit history, collateral criteria and term of loan. Other terms and conditions subject to change without notice. Restrictions apply.
21APR=Annual Percentage Rate. 2.99% APR is for new and used auto loans up to 60 months. Discounts require automatic payments from your FFCU checking account and qualifying products and/or services. Example: A $20,000 new or pre-owned auto loan at a fixed rate of 2.99% APR for 60 months would require 60 monthly payments of $17.97 per $1,000 borrowed.
**Interest rate may not be below 2.99% APR inclusive of all discounts.
***Loan Department approval required; decision may be affected by your credit history and other criteria. Interest still accrues.
****Requires application and Loan Department approval, and is not available on loans secured by real estate. Call for complete details.
*****First-Time Auto Buyer Program is available to qualifying members, based on approved credit and other established requirements such as a verifiable employment record.
******A qualified co-signer on the loan could help reduce the rate and reduce or eliminate the minimum cash down requirement.