Vision Statement
First Financial Credit Union will be the educational credit union that best helps members achieve their financial dreams and will be a diverse, equitable, inclusive and rewarding place of employment.
Exhibiting Our Loyalty to the Educational Community Year-Round
When it comes to showing our support to the Southern California educational community, we enthusiastically exhibit our outreach.
- Volunteering at schools and educational associations
- Fostering school and educational association partnerships
- Hosting and participating in fundraisers, charity events and sponsorships
Gratitude for All You Do to Uplift, Guide and Inspire
Our members work tirelessly in the educational field – teachers, administrators, counselors, librarians, nurses and so many more. While you dedicate yourselves to elevating our nation’s future, we dedicate ourselves to your financial success. We are proud to serve you and honored that you trust us with your financial matters. Thank you.
When It Comes to Finances, We're at the Head of the Class
As your financial partner for life, we take pride in providing customized solutions for every season, delivered by attentive advocates who care about your goals. As a full-service financial institution, you'll find all the convenience-based products and services you need, including:
- Auto Loans that Drive an Easy Bargain – Rates as low as 5.19% APR1 (same for new and pre-owned).
- Member-Exclusive Auto Shopping – We'll do the searching and negotiating for you based on your needs and budget, all for free.
- Easy-Breezy, Free Checking – No minimum balance and no direct deposit requirements.
- Low, Fixed-Rate for Life Visa Platinum – Rates as low as 11.90% APR2, no foreign transaction and no balance transfer fees3.
- Home Loans for Every Need – Whether you’re shopping for a new place, looking to refinance or tapping into your home's equity for big projects.
- Free Online and Mobile Banking – Bank with us at home, at school and on the go.
Disclaimers
All loans are subject to credit approval and all First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on credit history, collateral criteria and term of loan. Other terms and conditions subject to change without notice. Restrictions apply.
1APR=Annual Percentage Rate. 5.19% APR is for new and used auto loans up to 60 months. Member-only discounts require automatic payments from your FFCU checking account and qualifying products and/or services. Example: A $20,000 new or pre-owned auto loan at a fixed rate of 5.19% APR for 60 months would require 60 monthly payments of $17.97 per $1,000 borrowed.
2The rate you receive depends on your credit history.
3Free balance transfers when completing a Visa Platinum Card Balance Transfer form through Online Banking (under “Card eServices”). Free balance transfers may also be used with convenience checks to pay other lenders only—otherwise you will incur a cash advance fee. Balance transfers are not valid for First Financial loans.
1APR=Annual Percentage Rate. 5.19% APR is for new and used auto loans up to 60 months. Member-only discounts require automatic payments from your FFCU checking account and qualifying products and/or services. Example: A $20,000 new or pre-owned auto loan at a fixed rate of 5.19% APR for 60 months would require 60 monthly payments of $17.97 per $1,000 borrowed.
2The rate you receive depends on your credit history.
3Free balance transfers when completing a Visa Platinum Card Balance Transfer form through Online Banking (under “Card eServices”). Free balance transfers may also be used with convenience checks to pay other lenders only—otherwise you will incur a cash advance fee. Balance transfers are not valid for First Financial loans.
