First Financial Credit Union will be the educational Credit Union that best helps members achieve their financial dreams and will be a diverse, equitable, inclusive and rewarding place of employment.
Gratitude for All You Do to Uplift, Guide and Inspire
We salute our
members that work tirelessly in the educational field-teachers,
administrators, counselors, librarians, nurses and so much more.
While you dedicate yourselves elevating our nation’s future, we dedicate ourselves to your
Your Financial Partner for Life for Over 85 Years
In the midst of the Great Depression in 1933, First Financial was started by educators seeking
a financial institution dedicated to their then under-served colleagues. Over 85 years later, we
continue that same passionate mission of helping educational community members like you.
Exhibiting our Loyalty to the Educational Community Year Round
Not only on Education Appreciation Month, but all year long, our credit union proudly
shows its dedication to the California educational community with:
As your financial partner for life, we offer personalized, convenience-based products and services:
All loans are subject to credit approval and all First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on credit history,
collateral criteria and term of loan. Other terms and conditions subject to change without notice. Restrictions apply.
Rate. 2.74% APR is for new and used auto loans up to 60 months. Member-only discounts require automatic payments from your FFCU checking
account and qualifying products and/or services. Example: A $20,000 new or pre-owned auto loan at a fixed rate of 2.74% APR for 60 months
would require 60 monthly payments of $17.97 per $1,000 borrowed.
2The rate you receive depends on your credit history.
3Free balance transfers when completing a Platinum Visa Card Balance Transfer form through Online Banking (under “Card eServices”). Free balance transfers may also be used with convenience checks to pay other lenders only—otherwise you will incur a cash advance fee. Balance transfers are not valid for First Financial loans.
4A new teacher is defined
as a full-time California teacher with 3 years or less of teaching experience. To take advantage of the New Teacher Package, a checking account
and a Visa must be established at account opening. Additionally, all of the online banking services (including eStatements and Bill Pay) must be
established at the same time. The auto loan offer expires within 90 days of membership open date. Auto loan requires automatic payments an
FFCU checking account. Extended loan terms are available at a higher loan rate. Call for complete information.