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Protect Your First Financial Cards
Pricing Table
First Financial Platinum Visa

Top Pick for Fixed-Rate Credit Cards This Shopping Season:
First Financial Platinum Visa

Why you'll like it:

Fixed-Rates as low as 9.90% APR1

FREE balance transfers2

No Cash Advance Fee (limited time only)3

Compatible with Apple Pay or Google Pay4

Accepted worldwide for everyday purchases

24/7 fraud protection with Visa’s “Zero Liability” Policy5

’Tis the season to be shopping! Take advantage of our No Cash Advance Fee promotion and start shopping and saving!

Apply Now

Pricing Table

Rising, Variable-Rate Cards
Making You Say Bah Humbug?

As a member, you’re always on our “nice” list. That’s why we offer no balance transfer fees so you can easily consolidate other card balances to a fixed rate.

Financial Institution Fixed-Rate Variable Rate
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Your First Financial Platinum Visa
9.90% to 18.00%1APR
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Citi Simplicity Card
(16.99% - 27.74% APR)
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Chase Sapphire Preferred
(18.99% - 25.99% APR)
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Capital One Platinum Mastercard
(24.49% APR)
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Source: A third-party source was used for rate, fee, and product comparisons as of 11/8/22. Rates for Chase and Capital One were taken from their respective websites on 11/8/22. Rates may vary at each institution.




Learn more
For more information, contact an eBranch Representative, visit your nearest branch or call us at (800) 537-8491.
Harry & David

Save 15% off at
Harry & David
with your First Financial
Visa Platinum Card

FFCU Platinum Visa

Redeem Now

Cupcake By Design

Save 10% off at
Cupcake By Design
with your First Financial
Visa Platinum Card

FFCU Platinum Visa

Redeem Now

Citizen Watch

Save $50 off orders of $350 or more at Citizen Watch with your First Financial Visa Platinum Card

FFCU Platinum Visa

Redeem Now

To add authorized users to your Platinum Visa:

  1. Log in Online Banking
  2. Under Card eServices select Add Authorized User Application
  3. Submit form


*Restrictions apply. Must be 18 years of age or older. As the primary account holder, you are responsible for all of the charges made by your Authorized User(s). They will receive his or her own credit card that provides full access to your Platinum Visa account and any available credit limit. When you add a user to your account, you are confirming that all the information you provided is correct. We will send all correspondence (including credit cards, state

Standard Fraud Text/Email Alerts

In our continuing efforts to keep your accounts secure, we’ve improved our alert system for potential fraud.

Here’s how it works:

  1. When potential fraud is detected, you will receive an automatic email notification from

    First Financial Credit Union, with the option to reply with “fraud” or “no fraud.”

  2. One minute after the email, you will receive a text alert from 32874 between 7am and 9pm, which also has the “fraud” or “no fraud” option.
  3. If there is no response received from you, five minutes after the text alert, you will receive automatic phone calls to confirm or deny fraud.

Remember – our messages will never ask for your PIN or account number.

EMV Chip Cards

We are upgrading our Platinum Visa to include chip technology, also known as EMV (Europay, Mastercard©, Visa©). EMV chip cards will be equipped with enhanced fraud protection that generates a unique transaction code when used at a chip-enabled terminal. The chip safeguards data from being used fraudulently both at home and when traveling abroad.

Learn More >>


Visa's "Zero Liability" Policy

Added protection for your peace-of-mind.

Learn More >>

Activate your First Financial Cards

To activate your First Financial cards, please call us at (800) 537-8491.

For after hours, please call:
US: (800) 290-7893
International: (206) 624-7998
If your Platinum Visa Card is lost or stolen, please contact us at (800) 537-8491.

For After Hours, please contact:
US: (800) 297-3416
International: (206) 389-5200

Same-day delivery from a variety of stores you love


All loans are subject to credit approval and all First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on credit history, collateral criteria and term of loan. Other terms and conditions subject to change without notice.
1APR=Annual Percentage Rate. The rate you receive depends on your credit history.
2Free balance transfers when completing a Platinum Visa Card Balance Transfer form through Online Banking (under “Card eServices”). Free balance transfers may also be used with convenience checks to pay other lenders only—otherwise you will incur a cash advance fee. Balance transfers are not valid for First Financial loans.
3Offer expires 12/31/21. Cash Advance Fee waived only when advance is completed in Online or Mobile Banking, Call-24 or by a First Financial representative in person or on the phone. A finance charge begins to accrue on cash advances from the date you get the cash advance or from the first day of the billing cycle in which the cash advance is posted to your account, whichever is later.
4Apple Pay works with iPhone 6 and later and Apple Watch in stores, and iPhone 6 and later, iPad Pro, iPad Air 2, and iPad mini 3 and later within apps. For a list of compatible Apple Pay devices, see www.applepay.com/apple-pay. Google Pay is a trademark of Google LLC.
5Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify FFCU immediately of any unauthorized use. Contact your FFCU for more detail.