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Investment Options

 

First Financial Credit Union's personal Savings Accounts fit everybody's needs, whether you want to open a simple savings account, earn higher yields on larger deposits or find the right student savings account. These are the accounts that help you reach your savings goals. Call (800) 537-8491 to get started or contact our eBranch!

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Member Savings

Earn 0.0​25% APY on a Member Savings Account

Student Savings

Earn 0.0​25% APY on a Student Savings Account

Money Market

Earn as high as 0.​3​50% APY on a Money Market Savings Account

Summer Savers (Flex Savers)

Earn 0.0​25% APY on a Summer Savers Account

SuperSavers

Earn as high as 0.​600% APY on this Liquid Savings Account

Share Certificates (Certificates of Deposit)

Earn as high as 3.00% APY on Share Certificates (CD)

1APY = Annual Percentage Yield.
2Must mature in July or August 2019
3Required interest payout for certain accounts. Anticipated dividends for 4Q 2018. Required interest payouts for certain accounts. Rates may vary after account is opened and are subject to change without notice. A minimum opening deposit is required. Early withdrawal penalties may apply. Earnings may be reduced if fees are incurred. See Truth-in-Savings Agreement for complete details. Regulations prohibit paying dividends in excess of available earning.
4You must have a First Financial Credit Union (FFCU) Checking Account and either Direct Deposit or Payroll Deduction to be eligible to earn additional dividends from other qualifying FFCU services. You must maintain the average daily balance of $500 to avoid closure of this account and to receive yields. Fees may be charged monthly if balance falls below $500 at any time within a calendar month. Note: Dividend yield will be increased for a maximum of 5 elective products/services, 2 of which must be checking and Direct Deposit/Payroll Deduction; any additional electives will not result in further increases. In addition, the elective products/services must be under the same account number as your SuperSavers account. APY paid on average daily balance and on all eligible electives on the last business weekday of the quarter. Qualifying FFCU services include any of the following: mortgages, home equity loans, home equity line of credit, auto, RV and motorcycle loans, and eStatements. Certain other qualifying services will only count as one service each from the following categories, regardless of the number of these services that you have: unsecured personal loans (including lines of credit), credit cards, share certificates (excluding IRA certificates), Money Market Savings accounts, and IRAs. Other restrictions may apply. Regulations prohibit paying dividends in excess of available earnings. The Board of Directors declares rates on a quarterly basis. All rates are correct at time of publication. Anticipated rates are deposited quarterly. Rates are subject to change without notice. A minimum opening deposit is required. Please see your Truth-in-Savings Agreement for details.

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