**If you are a victim of the recent ​floods, you may be eligible for our Emergency Loan Program. Please click below to learn about our Emergency Loan Program**
  • First mortgages with ​no lender fees1
  • Get the most home for your money
  • Convenient purchase and refinance options with wallet-friendly terms
  • Several loan terms to choose from
  • And much more!
For the latest mortgage rates, click HERE.

1There are no Loan Origination or Lender Fees. Other third party fees apply. Call us for complete details.
  • Fixed rates which ensure a fixed monthly payment
  • No annual fee
  • Generous terms
  • Possible tax deductions1
  • And much more!
1Consult your tax adviser.
If you have a Home Equity Line of Credit (HELOC) and it is nearing the End-of-Draw Period (and transitioning to the Repayment Period), we want to ensure that you are ready for changes to your loan. Several changes will take place when your home equity account enters the Repayment Period including a higher payment.

Click the link below to learn more about your HELOC and what steps you can take to stay informed and strengthen your financial well-being.

Learn More >>
First Financial is dedicated to provide members with the products and services needed to maintain their financial soundness.  We provide an emergency loan to help you recover from unforeseen losses to your home due to natural disasters such as: wildfires, floods, and earthquakes.  

Maximum Loan Amount:  Up to $5,000
Term:  Up to 36 months
Fixed-Rate: 5.00% APR

Ask about our loan deferment program, too!

To find out more information about our Emergency Loans, contact us at (800) 537-8491 and speak with our lending experts for further assistance.

*First payment will be due 90 days from funding date. A $5,000 fixed rate loan for 36 months borrowed at 5.00% APR would require 36 monthly payments of $149.87. Other restrictions may apply. Speak to a lending expert for further details. 


All loans are subject to credit approval and all First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on credit history, collateral criteria, and term of loan, and are subject to change without notice. Other restrictions may apply. Call for complete details. FFCU is an Equal ​Housing Lender. Federally insured by NCUA. NMLS# 782737

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