Tradewinds eNewsletter

Your Wallet Deserves a Fixed-Rate Platinum Visa

We know credit card offers are a dime a dozen. That’s why we keep it simple and focus on meeting member needs with a low fixed-rate Platinum Visa. That means, you have the power to make purchases you need without the added expense of a variable high-rate.

Safe and Secure for All of Your Purchasing Needs
You’ll have the peace-of-mind knowing safety and security features are included with your Platinum Visa:

• Tap to Pay provides a secure and convenient checkout and in addition, contactless payments use tokenization, which generates a code for the transaction rather than using your actual card number. This adds another layer of protection from any potential scammers/fraudsters.
• Digital Wallet/Mobile Payments allow you to use your mobile device without physically swiping your card (or handing it over at point-of-sale), keeping your credit card information encrypted
• Visa’s Zero Liability Policy¹ protects you as you’re not responsible for unauthorized purchases
• Card Management to turn your card on/off (see article below for more information)
  

You’ll also benefit from:

• Free Balance Transfers²
• 24/7 access to your account information through Mobile and Online banking
• Relationship pricing incentives

We make choosing the perfect credit card easy! 

Apply today!
 
Learn More
 

All loans are subject to credit approval and all First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on credit history, collateral criteria and term of loan. Other terms and conditions subject to change without notice. ¹Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify FFCU immediately of any unauthorized use. Contact FFCU for more detail. ²Free balance transfers when completing a Platinum Visa Card Balance Transfer form through Online Banking (under “Card eServices”). Free balance transfers may also be used with convenience checks to pay other lenders only—otherwise you will incur a cash advance fee. Balance transfers are not valid for First Financial loans.

Haggling with a dealer is often the first thing that comes to mind when looking for a new or pre-owned vehicle. But not for First Financial members. There’s no haggling involved as our expert auto-buying professionals help you throughout the entire process. They will find you the best price on the vehicle and save you time and money.

Financing for your next vehicles starts here:

• Affordable and competitive rates so the monthly payment is where you want it to be
• Flexible terms to help stretch your budget
• No payment for up to the first 90 days*
• And more

All loans are subject to credit approval and all First Financial Credit Union policies and procedures. Loan rates are based on credit history, collateral criteria and term of loan. Other terms and conditions subject to change without notice. *Subject to qualifying credit criteria.

As advancements in technology occur, so does the potential for fraud. We continuously monitor your accounts for unusual and suspicious activity; however, knowing how you can proactively identify fraud and appropriately escalate uncertain activity is important, too.

Recently, there’s been an increase in fraudulent activity where imposters claim to be from First Financial with one goal—to get your account and other identification information. If you receive a phone call, text or email message asking for your personal account information, card numbers, card expiration date, 3-digit security code on the back of the card, do not respond. Please report it immediately by calling us at (800) 537-8491 so we can assist you.

Remember, we will never ask you for your account number, PIN, Social Security Number or other personal account information. 

  REMINDER

Updated Face Covering and Social Distancing Notice.

Masks are strongly recommended but are not required for employees, members or visitors.		It's recommended to maintain physical distancing to the extent possible.