Tradewinds eNewsletter

Holiday Shopping and Travel with a Low-Fixed Rate Platinum Visa is the Best Gift

While you start to make your holiday to-do list and check it twice, remember our Platinum Visa has a low fixed-rate for life. That makes it a perfect gift for you!

Also, our low-fixed rate Platinum Visa is the perfect traveling companion for all your holiday vacation needs.

Unlike other credit cards with variable rates that can increase anytime, our low rate is fixed for life. Just imagine the money saving possibilities on Black Friday, Cyber Monday and every day.

Plus, you’ll benefit from 24/7 fraud protection with Visa’s Zero Liability Policy!¹  For extra peace-of-mind, Digital Wallets also add a layer of safety and protection.

Ready to start saving more of your money every month? We offer free balance transfers.²  Easily transfer your variable and high-rate outstanding balances and start saving money in the process.

Apply today!


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All loans are subject to credit approval and all First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on credit history, collateral criteria and term of loan. Other terms and conditions subject to change without notice. ¹Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify FFCU immediately of any unauthorized use. Contact FFCU for more detail. ²Free balance transfers when completing a Platinum Visa Card Balance Transfer form through Online Banking (under “Card eServices”). Free balance transfers may also be used with convenience checks to pay other lenders only—otherwise you will incur a cash advance fee. Balance transfers are not valid on First Financial loans.

Picture Yourself in the Car You Want and Makes Your Wallet Smile At First Financial, our in-house auto-buying experts are here to help you save money on your next vehicle. Whether you’re ready for a new or new to you vehicle or just want to benefit from refinancing from another lender. Picture yourself in your dream car with the option of longer-term financing, competitive rates and a pause on your first payment* to get you on the road to savings. Let’s get you behind the wheel of a new car today at an affordable monthly payment that will make you and your wallet smile today! Act now as rates could go up! Learn More   All loans are subject to credit approval and First Financial Credit Union policies and procedures. Loan rates are based on credit history, collateral criteria and term of loan. *Loan Department approval required; decision may be affected by your credit history and other criteria. Interest still accrues.

Unlock Your Home’s Potential

Did you know you can turn your home’s equity into a smart financial resource? You can access your equity to make home improvements; manage large purchases; consolidate high-interest debt and more. We’ve designed money-saving solutions for you:

• Home Equity Line of Credit (HELOC): turn your biggest asset into a source of cash
  • Benefit from the low, 12-month introductory rate with the flexibility to access funds as needed
  • And more
• Home Equity Loan (HELoan): tell us what you need and we’ll help make it happen
  • Competitive low fixed-rates
  • Flexible terms to fit your needs
  • And more

Apply today before rates increase!

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All loans are subject to credit approval and First Financial Credit Union policies and procedures. Loan rates are based on creditworthiness, credit score, collateral criteria, a maximum Combined Loan-To-Value (CLTV) of 80%, and are subject to change without notice. Other restrictions may apply.

Enjoy Secure Holiday Shopping with Your First Financial Visa Debit Card Get set for Black Friday and Cyber Monday deals and get a jump on your holiday shopping! Shop safely and conveniently with your Visa Debit wherever you shop: in-store, in-app or online.    And, your purchases are safeguarded against fraud with the robust protection of Visa’s Zero Liability Policy.* That’s great peace-of-mind! Experience seamless and more secure checkout when you link your card to a digital wallet. Learn More   *Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify First Financial Credit Union (FFCU) immediately of any unauthorized use. Contact FFCU for more detail.

Increase Your Savings with a Share Certificate (CD)

Share Certificates (also known as Certificates of Deposits or CDs) are another way to help you reach your savings goals. We offer a variety of short- and long-term options with competitive rates. Share Certificates are a safe investment that pay a fixed dividend rate for the term selected. 

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Rates may vary after account is opened and are subject to change without notice. Regulations prohibit paying dividends in excess of available earnings. Early withdrawal penalties may apply. Earnings may be reduced if fees are incurred. Visit our website for current rates.

REMINDER
Updated Face Covering and Social Distancing Notice.       Masks are strongly recommended but are not required for employees, members or visitors.    It's recommended to maintain physical distancing to the extent possible.

All First Financial branches and corporate offices will be closed in observance of the holidays: Veterans Day on Friday, November 10 and  Thanksgiving Day on Thursday November 23.