Tradewinds eNewsletter

Still Time to Win – Join Our Ohana

Are you dreaming of a vacation in Hawaii? Remember, now through September 30, for every new member you refer to Join Our Ohana, you’ll be entered to win airfare to Hawaii!¹

Plus, you and your referral can take advantage of these money-saving rewards:

Call or visit your nearest branch for complete details.


¹$1,000 Airfare Gift Card to Hawaii Eligibility Details:
To be eligible to be automatically entered to win a $1,000 Airfare Gift Card to Hawaii, you must be a First Financial member in good standing, 18 years of age or older, a California resident and referred a new member through the Join our Ohana Referral Program. The new member must be 18 years of age or older, meet all membership eligibility requirements and opened a savings account with the required minimum opening deposit. No purchase or payment is necessary to enter to win, nor will it increase the odds of winning. First Financial staff, family members and volunteers are not eligible. Winner will be awarded a Hawaiian Airlines gift card (value up to $1,000) (excludes taxes, fees, meals, travel insurance, accommodations, and ground transportation). Cannot be exchanged for cash, check or credit, no substitutions or cash equivalent of the prize is permitted and is non-transferable.  Gift Cards are redeemable online at HawaiianAirlines.com and via the Hawaiian Airlines mobile app (the “Hawaiian Airlines Mobile App”); in the event HawaiianAirlines.com does not present an option to redeem an eligible Gift Card, such Gift Card may be redeemable at 1-800-586-9419. Void where prohibited by law. Members who refer a new member will be automatically entered into the raffle. The winner will be selected in a random drawing from among all eligible entries received throughout the promotion period (July 1 to September 30, 2025). Odds of winning will vary depending on the number of eligible entries received. Drawing will be held in October and only the winner will be notified. We reserve the right to use winners name and image in any promotional material. The winner is responsible for all applicable taxes on prize and will receive a W-9 form. 

All loans are subject to credit approval and all First Financial Credit Union policies and procedures. Loan rates are based on credit history, collateral criteria, and term of loan, and are subject to change without notice. Other restrictions may apply. Discounts subject to change without notice. Other terms and conditions may apply. The auto loan and home equity loan rate discounts are valid when the referral establishes membership with a savings account with the required minimum opening deposit. Discounts valid for 6 months after membership date is established. First Financial staff are is eligible. First Financial is an Equal Housing and Equal Opportunity Lender. NMLS #782737. APR = Annual Percentage Rate. 

²Call or visit a branch for complete details. 

³Loan rates are based on creditworthiness, credit score, collateral criteria, a maximum Combined Loan-To-Value (CLTV) of 80%, and are subject to change without notice. Other restrictions may apply. 

⁴Must be at least 18 years of age, meet all membership eligibility requirements and open a savings account with the required minimum opening deposit.

Your Visa Debit Card is Ready for All of Your Shopping Needs

Your Visa Debit card is the perfect way to purchase everyday essentials including, groceries, gas, back-to-school supplies, dining out, shopping online and more. You can make shopping easier and safer by linking your card to a digital wallet today.

Don’t forget, your purchases are protected with Visa’s Zero Liability Policy.* 

Learn More

When it comes to protecting your identity, you might think about keeping usernames to yourself, using strong passwords and reviewing your statements. That’s all great. But it’s also important to think about what you do with documents or digital files that contain your financial information. Ever wonder what you need to keep and what you should shred? 

Keep for a Year

• Bank statements
• Pay stubs 
• Undisputed medical bills
• Credit card and utility bills  
• Deposited checks

If you can access these documents electronically, consider shredding your paper copies.

Keep for at Least Three Years

• Income tax returns
• Tax-related documents, like canceled checks, receipts, W-2s, and 1099s
• Records related to selling a home
  

In some cases, the IRS recommends keeping tax returns and tax-related documents for longer than three years. If you can access these documents electronically, consider shredding your paper copies.

Shred

• ATM receipts
• Offers of credit or insurance
• Cleared checks (after 14 days)
• Credit reports
• Prescription information for medicines you no longer take
• Expired warranties
• Expired credit cards, driver’s licenses, and other forms of identification
  
  

Learn More