All loans are subject to credit approval and all FFCU policies and procedures. Loan rates are based on credit history, collateral criteria, and term of loan, and are subject to change without notice.
1A New Teacher is defined as a full-time California teacher with 3 years or less of teaching experience. Direct deposit is required. The auto loan offer expires within 90 days of membership open date. Auto loan requires automatic payments from an FFCU checking account. Extended loan terms are available at a higher loan rate. Information is accurate as of April 2018. Call for complete information.
2Free Checks for Life applies to FFCU image checks.
3Surcharge-free transactions are available for debit and ATM card holders of participating credit unions.
4Summer Skips program is offered in the months of August and September to First Financial Credit Union (FFCU) Platinum Visa Credit Card holders who have been in good standing; other restrictions may apply. No late fees or penalty APR will apply. However, finance charges will continue to accrue on the unpaid balance. If you elect to “skip” your August and September payments and make only your minimum payments in the future, it will take longer to pay off the unpaid balance and the total finance charges you will pay will be higher than if you make your August and September payments as regularly scheduled.
5Requires application and Loan Department approval, and is not available on loans secured by real estate.