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Apply for a low fixed-rate for life Platinum Visa, as low as 9.90% APR!

Consolidate your High-Rate Credit Card Balances

Use your low-fixed rate Platinum Visa to transfer your high-rate credit cards for FREE through Online Banking or submit the form below!*

It's that easy! You could also use your FREE Visa Convenience Checks to pay other credit cards or pay bills.

If you would like to request Visa Convenience checks, call (800) 537-8491, visit your nearest branch or contact eBranch via chat in Online Banking or email [email protected]

To consolidate high-interest credit card debt (including store-brand cards) using Online Banking:
  1. Log in Online Banking at ffcu.org
  2. Click “Visa Balance Transfer” under “Card Services”
  3. Submit form
It's that easy!

Don't have a Platinum Credit Card? Apply Today!

Apply Today

*Free balance transfers when completing a Platinum Visa Card Balance Transfer form through Online Banking (under “Card eServices”). Free balance transfers may also be used with convenience checks to pay other lenders only—otherwise you will incur a cash advance fee. Balance transfers are not valid for First Financial loans.




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"Your eBranch Representative is a gem! Professional, listens to the needs of the buyer and made the experience pain-free!"
Patricia N.
Member Since 2000