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Apply for a low fixed-rate for life Platinum Visa, as low as 10.90% APR!

Consolidate Your High-Rate Credit Card Balances

Use your low, fixed-rate Platinum Visa to transfer your high-rate credit card balances for FREE through Online Banking or submit the form on this page!1

It's that easy! You could also use your FREE Visa Convenience Checks to pay off other credit card balances or pay bills.

If you would like to request Visa Convenience Checks, call (800) 537-8491, visit your nearest branch, use Online Banking chat or email [email protected]

To consolidate high-interest credit card debt (including store-brand cards) using Online Banking:
  1. Log in Online Banking at
  2. Click “Visa Balance Transfer” under “Card Services”
  3. Submit form 

Same-day delivery from a variety of stores you love

Don't have our Platinum Visa? Apply today!

Apply Today

20% off + Free Shipping at with your First Financial Platinum Visa

FFCU Platinum Visa

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Exclusive savings on your next Royal Caribbean cruise with your First Financial Platinum Visa

FFCU Visa Credit Card

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1Free balance transfers when completing a Platinum Visa Card Balance Transfer form through Online Banking (under “Card eServices”). Free balance transfers may also be used with convenience checks to pay other lenders only—otherwise you will incur a cash advance fee. Balance transfers are not valid for First Financial loans.

Are you interested in a balance transfer? We can help.

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