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Protect Your First Financial Cards

Platinum Visa
Credit Card




image of First Financial Platinum Visa Credit Card

Apply Today
View Complete Credit Card Agreement

9.90% to

Fixed Rate
Based on your creditworthiness.

View Terms & Conditions
  • No Annual Fee
  • No Balance Transfer Fees
  • No Foreign Transaction Fees
  • Fixed-rate for life
  • FREE balance transfers with convenience checks or through eBranch. Learn More
  • Summer Skips allow you to skip payments in August and September with no penalty2
  • And much more!

Platinum Visa Summer Skips is Here!

The return of of Visa Summer Skips is finally here! This member favorite allows you to effortlessly skip your Platinum Visa August and September payments penalty-free.* (No application required.)

This means more time to focus on more important things while benefiting from more purchasing power with your Fixed-Rate for Life Platinum Visa!

To confirm your eligibility of your Summer Skips for your Platinum Visa, take a look at your Statement, eStatement or Online and Mobile banking for your new due date.

1Summer Skips is offered in the months of August and September to cardholders who have been in good standing; other restrictions may apply. No late fees or penalty APR will apply. However, finance charges will continue to accrue on the unpaid balance. Call for complete details.

Standard Fraud Text/Email Alerts

In our continuing efforts to keep your accounts secure, we’ve improved our alert system for potential fraud.

Here’s how it works:

  1. When potential fraud is detected, you will receive an automatic email notification from

    First Financial Credit Union, with the option to reply with “fraud” or “no fraud.”

  2. One minute after the email, you will receive a text alert from 32874 between 7am and 9pm, which also has the “fraud” or “no fraud” option.
  3. If there is no response received from you, five minutes after the text alert, you will receive automatic phone calls to confirm or deny fraud.

Remember – our messages will never ask for your PIN or account number.

EMV Chip Cards

We are upgrading our Platinum Visa to include chip technology, also known as EMV (Europay, Mastercard©, Visa©). EMV chip cards will be equipped with enhanced fraud protection that generates a unique transaction code when used at a chip-enabled terminal. The chip safeguards data from being used fraudulently both at home and when traveling abroad.

Learn More >>

Visa's "Zero Liability" Policy

Added protection for your peace-of-mind.

Learn More >>

smsGuardian™ Fraud Prevention

Receive text-message alerts if suspicious activity occurs so you can take action right when it happens

Learn More >>

To activate you First Financial Platinum Visa Card, click HERE.
Immediately report your lost or stolen Platinum Visa Credit Card online or by calling (800) 682-6075 within the United States. If you're traveling outside of the country, call (206) 352-4950.
Learn more
For more information, contact an eBranch Representative, visit your nearest branch or call us at (800) 537-8491.
"Your eBranch Representative is a gem! Professional, listens to the needs of the buyer and made the experience pain-free!"
Patricia N.
Member Since 2000

consolidate your debt with our low fixed-rate Platinum VisaConsolidate your High-Rate Credit Card Balances through Online Banking

  1. Log in to Online Banking
  2. Go to Secure Forms
  3. Click on Visa Balance Transfers
  4. Submit Form
It's that easy! You could also pay your other credit cards with your FREE Visa Convenience Checks!

If you would like to request Visa Convenience checks, call (800) 537-8491, visit your nearest branch or contact eBranch via chat in Online Banking or email
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All loans are subject to credit approval and all First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on credit history, collateral criteria and term of loan. Other terms and conditions subject to change without notice.
1APR=Annual Percentage Rate. The rate you receive depends on your credit history.
2Summer Skips is offered in the months of August and September to FFCU Platinum Visa Credit Card holders who have been in good standing; other restrictions may apply. No late fees or penalty APR will apply. However, finance charges will continue to accrue on the unpaid balance. If you elect to “skip” your August and September payments and make only your minimum payments in the future, it will take longer to pay off the unpaid balance and the total finance charges you will pay will be higher than if you make your August and September payments as regularly scheduled. Call for complete details.
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