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Protect Your First Financial Cards



Win Up to $1,000 During our It Takes Two Sweepstakes!1

You can win $500 when you shop with either your First Financial credit or debit card this month! Even better: when you shop with both cards, you’re automatically entered to win $1,000!

Simply spend $100+ with either or each card to enter the sweepstakes. Use your First Financial cards
for everything you need.

Your purchases are protected. Visa’s “Zero Liability Policy” guarantees you won’t be held responsible
for unauthorized use.2

View Mahalo Specials

Valid purchases only; denied or voided transactions disqualified. Other terms and conditions may apply. FFCU employees and volunteers not eligible. Only qualified purchases with a cumulative total of $100 or more per card that occur during sweepstakes periods, October 1-15, 2021 and October 16-31, 2021, will be considered as entries. Eligible members must have an active FFCU Platinum Visa and FFCU Visa Debit. Winners will be randomly selected 10/18/21 and 11/1/21. FFCU reserves the right to the use of the winners’ names, photographs, likenesses, images and statements at any time for advertising and promotional purposes in any media (print or digital).
2Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify FFCU of any unauthorized use. For specific restrictions, limitations and other details, consult FFCU.

Platinum Visa
Credit Card




image of First Financial Platinum Visa Credit Card

Apply Today
View Complete Credit Card Agreement

9.90% to

Fixed Rate for Life!

View Terms & Conditions
  • No Annual Fee
  • No Balance Transfer Fees2
  • No Foreign Transaction Fees
  • Fixed-rate for life
  • FREE balance transfers with convenience checks or through eBranch. Learn More
  • Summer Skips allow you to skip payments in July and August with no penalty3
  • And much more!

To add authorized users to your Platinum Visa:

  1. Log in Online Banking
  2. Under Card eServices select Add Authorized User Application
  3. Submit form

*Restrictions apply. Must be 18 years of age or older. As the primary account holder, you are responsible for all of the charges made by your Authorized User(s). They will receive his or her own credit card that provides full access to your Platinum Visa account and any available credit limit. When you add a user to your account, you are confirming that all the information you provided is correct. We will send all correspondence (including credit cards, state

Standard Fraud Text/Email Alerts

In our continuing efforts to keep your accounts secure, we’ve improved our alert system for potential fraud.

Here’s how it works:

  1. When potential fraud is detected, you will receive an automatic email notification from

    First Financial Credit Union, with the option to reply with “fraud” or “no fraud.”

  2. One minute after the email, you will receive a text alert from 32874 between 7am and 9pm, which also has the “fraud” or “no fraud” option.
  3. If there is no response received from you, five minutes after the text alert, you will receive automatic phone calls to confirm or deny fraud.

Remember – our messages will never ask for your PIN or account number.

EMV Chip Cards

We are upgrading our Platinum Visa to include chip technology, also known as EMV (Europay, Mastercard©, Visa©). EMV chip cards will be equipped with enhanced fraud protection that generates a unique transaction code when used at a chip-enabled terminal. The chip safeguards data from being used fraudulently both at home and when traveling abroad.

Learn More >>

Visa's "Zero Liability" Policy

Added protection for your peace-of-mind.

Learn More >>

Activate your First Financial Cards

To activate your First Financial cards, please call us at (800) 537-8491.

For after hours, please call:
US: (800) 290-7893
International: (206) 624-7998
If your Platinum Visa Card is lost or stolen, please contact us at (800) 537-8491.

For After Hours, please contact:
US: (800) 297-3416
International: (206) 389-5200
Learn more
For more information, contact an eBranch Representative, visit your nearest branch or call us at (800) 537-8491.

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All loans are subject to credit approval and all First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on credit history, collateral criteria and term of loan. Other terms and conditions subject to change without notice.
1APR=Annual Percentage Rate. The rate you receive depends on your credit history.
2Free balance transfers when convenience checks are used, when submitting a balance transfer form through Online Banking.
3Payment skips is offered to cardholders who meet certain criteria qualifications; other restrictions may apply. No late fees or penalty APR will apply. However, finance charges will continue to accrue on the unpaid balance.
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