Purchasing or refinancing, you'll find the perfect solution here
When you're house-hunting, you might be looking at the number of bedrooms, size of the kitchen or neighborhood. When you're shopping for your mortgage, a budget-friendly interest rate or comfortable down payment might be your focus. Come to us for your next mortgage, whether you're buying a home or looking to refi. We'll help you find a solution that fits your budget and lifestyle.
- Available for primary residence single-family homes, planned unit development (PUD) properties and condominiums in California.
- Rates as low as 6.703 % APR*
- Refinance to shorten your loan term and/or lower your monthly payments.
- Get cash out to take on a project or address other expenses.
Disclaimers
All loans are subject to credit approval and all First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on credit history, collateral criteria and term of loan. Loan pricing that you may qualify for can be different based on your credit history, loan-to-value (LTV), occupancy, property type, loan amount, loan purpose, and income/financial obligations. A minimum credit qualifying score is required. The payments shown include an estimate of the monthly mortgage insurance premium when borrowing more than 80% of the value or purchase price of the property. Both the principal and interest payment and the mortgage insurance premium can vary based on your final loan terms. If an escrow account is required or requested, your actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. Other terms and conditions subject to change without notice. Call for complete details.
*APR=Annual Percentage Rate. The rate you may qualify for is based on factors including your credit rating and the combined loan-to-value (CLTV) of your property. Rates above reflect a 60% loan-to-value, a credit score of 740 or higher and a 0.25% relationship discount for automatic payments from a FFCU checking account. A minimum credit qualifying score is required. All loans subject to approval. Rates subject to change without notice.
Eligible properties are primary residence single-family homes, planned unit development (PUD) properties and condominiums in California.
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