An early start can push you toward a successful finish
The more years you make contributions to our Individual Retirement Account (IRA), the bigger nest egg you can build. That will give you the financial power to spend your golden years traveling the globe, tending your garden, bonding with loved ones, or doing anything else on your wish list.
At A Glance
| Term |
Rate
(Dividends paid annually and at maturity)
|
APY*
(Dividends paid annually and at maturity)
|
|---|---|---|
|
12 Months |
4.00% |
4.00% |
|
18 Months |
3.70% |
3.70% |
|
24 Months |
3.60% |
3.60% |
|
Annual Percentage Yield (APY) |
as high as |
- |
|
Annual Maintenance Fee |
$25 |
- |
|
IRA Closure/Transfer Fee |
$25 |
- |
Promotional IRA Certificates / Roth / Educational IRA Certificates
Effective: 1/20/26
Effective: 1/20/26
| Term |
Rate
(Dividends paid annually and at maturity) |
APY*
(Dividends paid annually and at maturity) |
|---|---|---|
|
12 Months |
4.00% |
4.00% |
|
18 Months |
3.70% |
3.70% |
|
24 Months |
3.60% |
3.60% |
*APY=Annual Percentage Yield. Requirement for opening a Promotional IRA Certificate is new money only (funds from a non-First Financial account). For new IRA Certificates opened; not valid on current IRA certificates. Rates may vary after account is opened and are subject to change without notice. A minimum opening deposit is required. Early withdrawal penalties may apply. Earnings may be reduced if fees are incurred. Account renews at prevailing rate. See Truth-in-Savings Agreement for complete details. Regulations prohibit paying dividends in excess of available earnings.
**Consult your tax advisor.
We're Here to Serve You!
Our various banking options are designed to help you reach your goals. We're here to help.
First Financial Visa Platinum Card.
Find out why our credit card belongs in your wallet with great features like a low fixed rate and no balance transfer fees.
Secure your future: review your retirement goals every year.
We’re here to help you reach your financial goals as you prepare for retirement and education costs. Check out our Promotional
IRA Certificates for guaranteed growth:
- Rate stays locked for the term
- Educational or Roth options available
- Possible tax advantages**
- Deposits are federally insured
Have Questions?
If you have any questions, please call us at (800) 537-8491, chat via Online/Mobile Banking, or visit your nearest branch.
If you have any questions, please call us at (800) 537-8491, chat via Online/Mobile Banking, or visit your nearest branch.
