Savings

What savings goals do you have in mind? We'll help you make them a reality with savings accounts geared for growth in the short term and over the long haul.

Let's put your savings plan into action

Choose from various savings accounts designed to deliver competitive returns, no matter what. Maybe you're saving up for a special purchase or to create an emergency fund for unexpected expenses. Perhaps you're thinking about next year's family vacation. Whatever it is, find a savings account that fits your plans. 
Savings
 
Start your savings journey with a small deposit and grow your money steadily with regular contributions. This is the account to open when you want to join us and start saving for anything that comes your way.
Junior Savers
 
Teach children good habits that will pay off for a long time. This is the perfect account for children to start building their savings.
Money Market
 
Your balance grows at a higher interest rate while you have access to your cash anytime. It's the perfect blend of growth and liquidity, especially if you typically maintain a larger balance.
Summer Savers
 
Save for those special summertime getaways year-round with this high-interest savings account. 
SuperSavers
 
Increase your savings interest rate by opening additional accounts and applying for loans with us. It's a great way to generate more savings while enjoying all we offer to members. 









Choose How You Want to Save

Our various savings options are designed to help you reach your goals, whether you’re new to savings, are a seasoned saver or anything in between! 
Earning Type
Savings
Jr. Savings
Money Market
Summer Savers
SuperSavers 

Earn yields1

 0.05% APY

 0.05% APY

 As high as
 0.55% APY

 N/A APY2

 As high as
 0.​25% APY4

Minimum to earn dividends

 $100

 $5

 2,500

 $0

 $0

Initial deposit

 $5

 $5

 $2,500

 $50

 $1,000


View Rates

View Rates

View Rates

View Rates

SuperSavers 

1APY = Annual Percentage Yield.
2Must mature in July or August 2025.
3You must have a First Financial Credit Union (FFCU) Checking Account and either Direct Deposit or Payroll Deduction to be eligible to earn additional dividends from other qualifying FFCU services. You must maintain the average daily balance of $1,000 to avoid closure of this account and to receive yields. Fees may be charged monthly if the balance falls below $1,000 at any time within a calendar month. Note: Dividend yield will be increased for a maximum of 5 elective products/services, 2 of which must be checking and Direct Deposit/Payroll Deduction; any additional electives will not result in further increases. In addition, the elective products/services must be under the same account number as your SuperSavers account. APY paid on average daily balance and on all eligible electives on the last business weekday of the quarter. Qualifying FFCU services include any of the following: mortgages, home equity loans, home equity line of credit, auto, RV and motorcycle loans, and eStatements. Certain other qualifying services will only count as one service each from the following categories, regardless of the number of these services that you have: unsecured personal loans (including lines of credit), credit cards, share certificates (excluding IRA certificates), Money Market Savings accounts, and IRAs. Other restrictions may apply. Regulations prohibit paying dividends in excess of available earnings. The Board of Directors declares rates on a quarterly basis. All rates are correct at time of publication. Anticipated rates are deposited quarterly. Rates are subject to change without notice. A minimum opening deposit is required. Please see your Truth-in-Savings Agreement and Truth-in-Savings Addendum for details.