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Home Equity Loans


Now's the time to meet your goals with your home's equity. Apply for a Home Equity Loan at a fixed rate and get the funds you need to take on your next project.

Open the door to possibilities with a Home Equity Loan

Maybe you've long been planning a home remodeling project. Or you're ready to consolidate high-interest debt into one payment at a lower rate. Perhaps there's a wedding on the near horizon or college costs to address. Whatever the reason, a Home Equity Loan can be the ideal option when you know exactly how much money you need to borrow. And the fixed interest rate makes it easy to budget your monthly payments as you put your plans in motion.
 
  • Fixed rates as low as 7.125% APR1 for loans greater or equal to $100,000
  • No application or annual fee
  • Fully amortizing fixed rate for a maximum term of 10, 15 or 20 years
  • Annual interest payment may be tax-deductible2

Disclaimers
All loans are subject to credit approval and First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on credit qualifications, collateral criteria and index value. Other terms and conditions apply and are subject to change without notice. Restrictions apply.
 
1APR = Annual Percentage Rate. The rate you may qualify for is based on factors including your credit rating and the combined loan-to-value (CLTV) of your property. A minimum credit qualifying score is required. All loans subject to approval. Rates subject to change without notice. Disclosed APR reflects a 0.25% Relationship Discount for automatic payment from FFCU Checking Account. If you elect not to have automatic payments from FFCU checking account, your rate will be 0.25% higher.
 
2Consult your tax advisor.
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