Share (Savings)
Effective: 2/1/2025
| Item | Fee |
|---|---|
|
Minimum balance falls below $100.00 (excluding Junior Savers) |
$5.00/month |
|
Money Market minimum balance fee (balance falls below $2,500.00) |
$25.00/month |
|
SuperSavers minimum balance fee (balance falls below $1,000.00) |
$25.00/month |
Share Drafts (Checking)
Effective: 2/1/2025
| Item | Fee |
|---|---|
|
Monthly Service Charge |
$ 0.00/month |
|
Prime Checking Low Balance |
$2.50/month |
|
Stop Payment |
$25.00 |
Share Certificates/IRAs
Effective: 2/1/2025
| Item | Fee |
|---|---|
|
Early Withdrawal Fee (Share Certificates) |
$25.00 |
|
IRA Annual Maintenance Fee |
$25.00 |
|
IRA Closure/Transfer Fee |
$25.00 |
General Fees
Effective: 2/1/2025
| Item | Fee |
|---|---|
|
ATM Deposit Corrections |
$25.00 |
|
Bad Address |
$15/month |
|
Cashier Check (per check) |
$ 10.00 |
|
Check Assure |
$35.00 |
|
Check Cashing |
$10.00 or 2% (lesser amount) |
|
Dormant/Abandoned Account |
$ 5.00/month |
|
Escheat Notification Fee |
$ 2.00 |
|
Incoming Wire Fee |
$10.00 |
|
Incorrect Social Security or Tax Pay ID |
$60.00/year |
|
Legal Process Fee (comply with levies, tax liens, etc.) |
$125.00/per legal document |
|
Negative Share Balance Collection Fee |
$35.00 |
|
Non-FFCU or CO-OP ATM Withdrawal Fee |
$ 5.00 |
|
Non-Sufficient Funds (NSF) |
$35.00 |
|
Outgoing Domestic Wire Fee |
$25.00 |
|
Overdraft Protection Annual Fee |
$60/year |
|
Overdraft Transfer Fee (from Shares or Loans) per transfer |
$6.00 each/$12 daily max |
|
Overnight Delivery |
$ at cost |
|
Payment by Phone Processing Fee |
$15.00 |
|
Return of Deposited Item (per item) |
$35.00 |
|
Rush Order ATM/Debit Card |
$30.00 |
|
Share or Loan Audit Fee |
$25 per hour |
|
Single Service Fee |
$10/month |
|
Statement Copy Fee |
$ 5.00 |
|
Unavailable/Uncollectible Funds (per check) |
$35.00 |
Loan Fees
Effective: 2/1/2025
| Item | Fee |
|---|---|
|
Deferments/Modifications (non-real estate) |
$ 150.00 |
|
Demand – Update |
$ 15.00 |
|
Demand – Written |
$ 60.00 |
|
DMV Documentation Processing |
$ 65.00 |
|
Failed Loan Transfer |
$ 35.00 |
|
Home Equity Line of Credit (HELOC) Annual Fee |
$ 150.00 |
|
Home Equity Line of Credit (HELOC) Early Termination Fee |
$ 150.00 |
|
Internal Refinance Fee |
$ 100.00 |
|
Loan Documentation Copies (non-real estate) |
$ 15.00 |
|
Real Estate Loan Document Copies |
$ 25.00 |
|
Real Estate Loan Modification |
$200.00 |
|
Reconveyance Fee (flat fee) |
$ 212.00 |
|
Recording Fee (varies by county) |
$ 20.00 |
|
Subordination Fee |
$500.00 |
|
Subsequent Action Fee |
$100.00 |
