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Home Equity Loans include:
  • Fixed rates as low as 4.00% APR1 for loans greater or equal to $100,000
  • No Application or Annual Fee
  • Fully amortizing fixed rate for a maximum term of 10, 15 or 20 years
  • Improved pricing on loans greater or equal to $100,000
  • Possible tax deductions2
  • And more!



All loans are subject to credit approval and First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on credit qualifications, collateral criteria and index value. Other terms and conditions apply and are subject to change without notice. Restrictions apply.
1The rate you may qualify for is based on factors including your credit rating and the combined loan-to-value (CLTV) of your property. A minimum credit qualifying score is required. All loans subject to approval. Rates subject to change without notice. Disclosed APR reflects a 0.25% Relationship Discount for automatic payment from FFCU Checking Account. If you elect not to have automatic payments from FFCU checking account, your rate will be 0.25% higher.
2Consult your tax advisor.
3If you enroll in automatic payments from FFCU checking account prior to loan funding you will receive a 0.25% APR discount. If you cancel automatic payments your rate will be 0.25% APR higher.
Learn more
For more information, contact an eBranch Representative, visit your nearest branch or call us at (800) 537-8491.