Platinum Visa Benefits:

  • Fixed rates as low as 9.90% APR1
  • No annual fee
  • No balance transfer fees
  • new banner No foreign transaction fees
  • Summer Skips allows you to skip payments in August and September with no penalty2
  • And much more!     
1The rate you receive depends on your credit history. 
2Summer Skips is offered in the months of August and September to FFCU Platinum Visa Credit Card holders who have been in good standing; other restrictions may apply. No late fees or penalty APR will apply. However, finance charges will continue to accrue on the unpaid balance. If you elect to “skip” your August and September payments and make only your minimum payments in the future, it will take longer to pay off the unpaid balance and the total finance charges you will pay will be higher than if you make your August and September payments as regularly scheduled. Call for complete details.

EMV Chip Cards

We are upgrading our Platinum Visa to include chip technology, also known as EMV (Europay, Mastercard©, Visa©). EMV chip cards will be equipped with enhanced fraud protection that generates a unique transaction code when used at a chip-enabled terminal. The chip safeguards data from being used fraudulently both at home and when traveling abroad.

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smsGuardian™ Fraud Prevention

Receive text-message alerts if suspicious activity occurs so you can take action right when it happens

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Verified by Visa

Greater security for your online purchases.

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Visa's "Zero Liability" Policy

Added protection for your peace-of-mind.

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Immediately report your lost or stolen Platinum Visa Credit Card online or by calling (800) 682-6075 within the United States. If you're traveling outside of the country, call (206) 352-4950.
APR=Annual Percentage Rate.
All loans are subject to credit approval and all First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on credit history, collateral criteria and term of loan. Other terms and conditions subject to change without notice.



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