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Relationship Discounts


Your loyalty matters. That's why we show our gratitude by offering more than a simple "thank you." Discover the benefits of Relationship Discounts.

We make it pretty easy to earn discounts

If you have qualified products/services, you can qualify for a lower rate on your auto loan.1 Plus, here's a list of home loans that are eligible for Relationship Discounts when you opt for automatic payment from your First Financial checking:
 
  • First Mortgage2
  • 5/5 Adjustable Rate Mortgage (ARM)2
  • Home Equity Loan3 
  • Home Equity Line of Credit (HELOC)4






Accelerate your auto rate discount
You can earn up to 2.50% APR off auto loans with a combination of these discounts:
 

Eligible Relationship

APR Discount

Automatic payment from First Financial checking

1.50%

Auto Buying Service use

0.50%

Active Visa Platinum

0.50%

Previous Auto Loan

0.50%

Active Home Loan

0.50%















Disclaimers
APR = Annual Percentage Rate 
1All loans are subject to credit approval and all First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on credit history, collateral criteria and term of loan. Other terms and conditions subject to change without notice. Restrictions apply.
 
2All loans are subject to credit approval and all First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on credit history, collateral criteria and term of loan. Loan pricing that you may qualify for can be different based on your credit history, loan-to-value (LTV), occupancy, property type, loan amount, loan purpose, and income/financial obligations. A minimum credit qualifying score is required. Payment examples do not include the cost of property taxes or insurance, so the actual payment obligation will be greater. Other terms and conditions subject to change without notice. Call for complete details.
 
3All loans are subject to credit approval and all First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on credit history, collateral criteria and term of loan. Loan pricing that you may qualify for can be different based on your credit history, loan-to-value (LTV), occupancy, property type, loan amount, loan purpose, and income/financial obligations. A minimum credit qualifying score is required. Payment examples do not include the cost of property taxes or insurance, so the actual payment obligation will be greater. Other terms and conditions subject to change without notice. Call for complete details.
 
4All loans are subject to credit approval and all First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on creditworthiness, credit score, collateral criteria, a maximum combined loan-to-value (CLTV) of 80%, and are subject to change without notice. Other restrictions may apply. An approved application is required for APR to be determined.