Invite someone
Chance to win
$500
Two winners · $500 each
- Opt in and make a qualifying referral.
- Refer someone eligible who joins during November.
One entry per qualifying referral.
More qualifying referrals mean more chances in the $500 drawing.
November 1–30, 2026
Our Ohana
Grows With You
Refer an eligible family member or educational colleague to join First Financial for a chance to win up to $1,000.
Two drawings. Three winners.
You can qualify for both drawings, but win only once.
Take the next step
Chance to win
$1,000
One winner
- Opt in and make a qualifying referral.
- Apply and fund an auto or home equity loan by December 30, 2026.
One entry per qualifying referral.
All loans are subject to credit approval.
For both drawings: Have an FFCU checking account with at least $100 and be enrolled in Online Banking before making a qualifying referral. Requirements for $1,000 drawing must be met prior to winner selection in January 2027.
A little invitation goes a long way.
- Opt in onceCompleting and submitting the form automatically opts you into the giveaway.
- Invite someone eligibleMust be eligible for membership and open an account.
- Earn entries when they joinTheir funded membership must open in November 2026.
Are you ready to join our giveaway?
Complete the form on this page to opt in. Then invite someone eligible to join us.
Open to eligible California residents age 18+. Membership and account requirements apply. FFCU employees and their immediate family members, and volunteers are ineligible. Promotion ends at 11:59 p.m. PT November 30, 2026. Qualifying loans must fund by 7 p.m. PT December 30, 2026. Three prizes totaling $2,000; limit one prize per person. Odds depend on eligible entries received in each drawing. Read the full promotion rules below.
Full promotion rules and eligibility
Promotion and eligibility
The More, the Merrier Giveaway is offered by The First Financial Federal Credit Union, doing business as First Financial Credit Union (“FFCU”), located at 2900 Bradley Street, Pasadena, CA 91107. The promotion begins at 12:00 a.m. Pacific Time on November 1, 2026, and ends at 11:59 p.m. Pacific Time on November 30, 2026 (“promotion period”). Participants must be California residents age 18 or older and meet FFCU membership eligibility requirements. FFCU employees and volunteers are not eligible. Participants must be members in good standing when eligibility is verified and prizes are awarded. Individuals with delinquent obligations to FFCU or who have previously caused FFCU a financial loss are ineligible.
$500 referral drawing
The referring individual (“referrer”) must have an FFCU checking account with a balance of at least $100, be enrolled in Online Banking, and submit the campaign opt-in form during the promotion period before making the referral. The referrer will receive one (1) entry for each qualifying referral. A referral qualifies when the referred individual (“referee”) is identified through the referrer’s campaign form, meets FFCU membership eligibility requirements, and establishes a funded membership during the promotion period. Current FFCU members and current joint owners do not qualify as referrals. Additional qualifying referrals earn additional entries and increase the referrer’s chances of winning. Submitting a referral alone does not earn an entry. By submitting referral information, the referrer represents that they have permission to provide the referee’s contact information.
$1,000 loan drawing
Members must submit the campaign opt-in form during the promotion period before making a referral. The referrer must have an FFCU checking account with a balance of at least $100 and be enrolled in Online Banking before making a qualifying referral. To qualify, the referrer must submit an application for an FFCU auto loan or home equity loan product during the promotion period. The qualifying loan must fund between November 1, 2026, and 7:00 p.m. Pacific Time on December 30, 2026. An application alone does not qualify. All loans are subject to credit approval and applicable underwriting requirements. All qualifying requirements must be met when the winner is selected in January 2027. Each qualifying participant receives one (1) entry, regardless of the number of qualifying referrals or funded loans.
Prizes and selection
Winners will be selected by random drawing for two (2) $500 referral prizes and one (1) $1,000 loan prize. The two $500 referral prize drawings will be conducted on December 4, 2026. The $1,000 loan prize drawing will be conducted on January 14, 2027. Total prize value is $2,000. Participants may qualify for more than one drawing but may win only one prize. Three different individuals will win. Anyone awarded a prize will be excluded from subsequent drawings. Odds of winning depend on the number of eligible entries received in each drawing. Eligibility will be verified before prizes are awarded.
Notification and payment
The two $500 winners will be notified in December 2026. The $1,000 winner will be notified in January 2027. Each prize will be deposited directly into the winner’s FFCU Stakeholder account before or at the time of notification. Winners will be contacted by phone or email using their contact information on file with FFCU. No response is required to receive a prize. Winners are responsible for any applicable taxes on their prizes.
Privacy
Information collected for the promotion will be handled according to FFCU’s Privacy Policy. Participation does not authorize disclosure of a referee’s account balances, loan information, or other nonpublic personal information to the referrer.
First Financial is federally insured by NCUA and is an equal opportunity lender. NMLS #782737. Information accurate as of November 1, 2026.
