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Financial Hardship—Loan Assistance for Members Impacted by COVID-19 or Recent Fires

Rest assured, our commitment to you and your financial well-being remains steadfast. We are here to help you if you have been adversely impacted by coronavirus (COVID-19) and/or experience losses to your home due to natural disasters.


Financial Assistance

Details

Emergency Loan Program

This low fixed-rate loan with flexible terms can be used for virtually any need. 		Maximum Loan Amount: Up to $5,000
Term: Up to 60 months
Fixed-Rate: 5.00% APR*

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Loan Deferments for Loans, Personal Loans and Credit Card

Peace-of-mind to help you with your loan payments during this difficult time.
  • Defer up to 3 payments
  • Late fees will not be charged
  • No negative credit reporting for payments deferred
  • Interest will continue to accumulate

Mortgage Forbearance Program

A Forbearance plan temporarily suspends your monthly payments during the Forbearance Period (3 months).
  • You can suspend 3 payments
  • Late fees will not be charged
  • Collections, foreclosures and late payment reporting will be suspended during forbearance
  • Interest and payments will continue to accumulate

Info

For more information or to request a deferment/forbearance:

Call us at (800) 537-8491 • Chat via Online Banking

Monday-Friday: 7am to 7pm
Saturday: 9am to 1:30pm
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All loans are subject to credit approval and all First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on credit history, collateral criteria, and term of loan, and are subject to change without notice. Other restrictions may apply. Call for complete details.

* APR=Annual Percentage Rate. First payment will be due 90 days from funding date. All loans are subject to credit approval and all FFCU policies and procedures. Loan rates are based on credit history, collateral criteria, term of loan, and are subject to change without notice. A $5,000 fixed-rate loan for 60 months borrowed at 5.00% APR would require 60 monthly payments of $94.38. Other restrictions may apply. Speak to a lending expert for further details. First Financial is an equal opportunity lender. Information accurate as of 03/13/2020.