Purchase a new home or refinance your existing home loan. We offer first mortgages that have low, competitive rates that can save you money!
- No points, No fees—enjoy savings of over $1,7001
- Down payment options as low as 3%2
- Very competitive rates—historically low so check rates daily
- Convenient purchase and refinance options with wallet-friendly terms
- Expert guidance throughout the entire process
- And much more!
All loans are subject to credit approval and all First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on credit history, collateral criteria, and term of loan, and are subject to change without notice. Other restrictions may apply. Call for complete details.
1Waived settlement fees: appraisal; recording; flood certificate; credit report; loan documents; escrow and sub-escrow; title lender policy and tie-in; messenger; wire; tax service, notary; termite inspection. The maximum waived settlement costs will not exceed $10,000. Fees not waived: pre-paid costs such as interest; taxes; mortgage insurance premiums; HOA (Home Owners Association) dues; hazard or flood insurance; owner’s title insurance; transfer taxes; impound accounts, and outside third-party fees, such as HOA certification/questionnaire and subordination fees. Discount points to buy-down rate are not allowed. If the loan is paid off within 36 months, borrower(s) must reimburse FFCU for all waived settlement costs. The waived settlement costs will be added to the account balance, included on the loan payoff demand statement, and must be paid prior to a reconveyance of the Deed of Trust. Call for complete details.
23% down available for loan amounts up to $850,000 for qualified borrowers. Loan limits and other loan qualification criteria apply.
FFCU is an Equal Housing Lender. Federally insured by NCUA. NMLS# 782737