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Have peace of mind with a fixed rate and payment.

Save money by using the equity in your home!

  • No Application Fee
  • No Annual Fee
  • Adjustable rates
  • Principal and interest payments
  • 25 year loan with a 10 year draw period*
  • Minimum loan amount = $5,000
  • Maximum loan amount = $200,000
  • Possible tax deductions**
  • And much more!

If you have a Home Equity Line of Credit (HELOC) and it is nearing the End-of-Draw Period (and transitioning to the Repayment Period), we want to ensure that you are ready for changes to your loan. Several changes will take place when your home equity account enters the Repayment Period including a higher payment.

Click HERE to learn more about your HELOC and what steps you can take to stay informed and strengthen your financial well-being.

Learn more
For more information, contact an eBranch Representative, visit your nearest branch or call us at (800) 537-8491.

All loans are subject to credit approval and all First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on credit history, collateral criteria, and term of loan, and are subject to change without notice. Other restrictions may apply. Call for complete details. Owner Occupied Residences Only.

*10 year draw period with monthly payments of principal and interest at 1.25% of the current balance or $100 whichever is greater during the draw period. After 10 years, the line of credit converts to a fully amortizing, fixed-rate loan over 15 years.

**Consult your tax advisor

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